Residential Program
Buy your home with the right financing structure.
Conventional, FHA, VA and First-Time Home Buyer programs — explained clearly and matched to your real financial picture.
Find the right financing for your next home.
Get my pre-qualificationBuying your primary home is the largest single financial decision most families make. Our role is to match you with the right loan type — Conventional, FHA, VA or First-Time Buyer — so the structure helps you instead of trapping you.
Best fit for
- First-time home buyers in Texas and surrounding markets
- Families moving up or relocating
- Veterans and active-duty service members (VA)
- Self-employed buyers needing bank-statement programs
Why work with us
- Honest comparison between programs — not a single-product pitch
- Pre-qualification typically within 24 – 72 business hours
- Bilingual closing and document explanations
- Continued support after closing for future refinances or upgrades
Home loan questions
It depends on the program. Conventional starts at 3%, FHA at 3.5%, and VA at 0% for eligible service members. We model the total cost — not just the down payment — before recommending.
A soft pre-qualification will not. A full pre-approval includes a hard pull, but the impact is minimal and bundled across mortgage shopping windows.
Yes. We use bank-statement and P&L programs designed for business owners and 1099 earners.
Buyer checklist
First-Time Home Buyer Checklist
Everything you need before pre-approval: credit, documents, down payment programs and timelines.
Get the checklistDelivered via WhatsApp within minutes.
Or talk to Nayeli directly
Response within 24 business hours · Bilingual EN · ES