Investment Program
DSCR Loans — qualify by the property, not your paycheck.
Built for real estate investors who want to scale a portfolio of cash-flowing properties without W-2 limitations.
Turn your capital into an income-producing property.
Analyze my investment strategyA DSCR (Debt Service Coverage Ratio) loan qualifies you based on the rental income the property generates — not your personal W-2 or tax returns. It is the modern investor's tool for scaling a real estate portfolio without artificial income ceilings.
Best fit for
- Short-term rental investors (Airbnb, VRBO)
- Long-term rental portfolio builders
- Self-employed buyers with strong properties but complex tax returns
- Foreign investors with U.S. rental properties
Why investors choose DSCR with us
- No tax returns, no W-2, no employment verification
- Close in your LLC for asset protection and clean books
- Stack multiple DSCR loans to grow your portfolio
- Same program structure available for foreign nationals
DSCR questions we get most
We use a market rent appraisal (1007 form) or a documented short-term rental track record. The lender compares the projected income to the property's principal, interest, taxes, insurance and any HOA dues.
Yes. We work with programs that explicitly underwrite short-term rental income using AirDNA or actual booking history.
Yes — and we recommend it for liability separation and portfolio scaling.
— Quick assessment
Find out what type of financing you may qualify for
Answer a few quick questions so Nayeli can guide you toward the financing option that best fits your goal.
What would you like to do?
Investor toolkit
DSCR Qualifier Checklist
Run your property through the same 9-point checklist we use to pre-qualify DSCR deals — before you call.
Get the checklistDelivered via WhatsApp within minutes.
Or talk to Nayeli directly
Response within 24 business hours · Bilingual EN · ES