Solutions
Mortgage programs tailored to your strategy.
Five specialized programs covering investment, international buyers, primary residence, refinance optimization and commercial lending.
DSCR Loans
Qualify based on the property's cash flow, not your personal income.
— Ideal for: Short- and long-term rental investors (Airbnb, VRBO).
- · No personal income required
- · Up to $3,000,000
- · No U.S. credit history required
Foreign National Loans
Buy in the U.S. without residency, SSN or American credit history.
— Ideal for: Foreign investors and entrepreneurs from LATAM and beyond.
- · 20%–30% down payment
- · Up to $1.5M+
- · Passport and visa accepted
Home Purchase
Conventional, FHA, VA and First-Time Home Buyer — guided step by step.
— Ideal for: Primary residence or second-home buyers in the U.S.
- · Conventional · FHA · VA
- · First-Time Home Buyer
- · Fast pre-qualification
Refinancing
Lower your rate, access equity or consolidate debt with a strategic review.
— Ideal for: Owners unlocking equity or lowering monthly payment.
- · Lower Rate · Lower Payment
- · Cash-Out & Equity Access
- · Debt Consolidation
Commercial Lending
Institutional financing for portfolios, multi-family and business operations.
— Ideal for: Operators and syndicators with portfolios or multifamily.
- · Investment Portfolios
- · Multi-Family & Mixed Use
- · Business Financing
Comparison sheet
Mortgage Programs Comparison
Side-by-side PDF with rates, down payment, documents and ideal client profile for all 5 programs.
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