Investment Program
DSCR Investment Loans — qualify by the property, not your paycheck.
Built for real estate investors who want to scale a portfolio of cash-flowing properties without W-2 limitations.
Turn your capital into an income-producing property.
Analyze my investment strategyA DSCR (Debt Service Coverage Ratio) loan qualifies you based on the rental income the property generates — not your personal W-2 or tax returns. It is the modern investor's tool for scaling a real estate portfolio without artificial income ceilings.
Best fit for
- Short-term rental investors (Airbnb, VRBO)
- Long-term rental portfolio builders
- Self-employed buyers with strong properties but complex tax returns
- Foreign investors with U.S. rental properties
Why investors choose DSCR with us
- No tax returns, no W-2, no employment verification
- Close in your LLC for asset protection and clean books
- Stack multiple DSCR loans to grow your portfolio
- Same program structure available for foreign nationals
DSCR questions we get most
We use a market rent appraisal (1007 form) or a documented short-term rental track record. The lender compares the projected income to the property's principal, interest, taxes, insurance and any HOA dues.
Yes. We work with programs that explicitly underwrite short-term rental income using AirDNA or actual booking history.
Yes — and we recommend it for liability separation and portfolio scaling.
Investor toolkit
DSCR Qualifier Checklist
Run your property through the same 9-point checklist we use to pre-qualify DSCR deals — before you call.
Get the call-prep checklistDelivered via WhatsApp within minutes.
Or talk to Nayeli directly
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